Last Updated : January 29, 2019
What are cookies?
Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.
We use both "session ID cookies" and "persistent cookies". Session ID cookies are used to store information while a user is logged into the Services and expire when the user closes his/her browser. Persistent cookies are used to make tasks like logging into the Services easier for returning users by remember a user's login information. Persistent cookies stay on a user's hard drive from one session to the next.
Cookies set by the website owner (in this case, CMAB) are called "first-party cookies". Cookies set by parties other than the website owner are called "third-party cookies". Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g., such as analytics). The parties that set these third-party cookies can recognize your computer both when it visits the website in question and also when it visits certain other websites.
We use first-party and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our Websites to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies also enable us to track and target the interests of our users to enhance the experience on our Websites, collect information for record keeping purposes and to make it easier to navigate the Services. Third parties serve cookies through our Websites for analytics and other purposes. This is described in more detail below.
The specific types of first-party cookies served through our Websites and the purposes they perform are described below (please note that the specific cookies served may vary depending on the specific Website you visit).
Essential website cookies:
These cookies are strictly necessary to provide you with services available through our Websites and to use some of its features, such as access to secure areas. We use these for system administration, to prevent fraudulent activity, to improve security or to allow you to make use of our Services. Because these cookies are strictly necessary to deliver the Websites to you, you cannot refuse them.
Performance and functionality cookies:
These cookies are used to enhance the performance and functionality of our Websites but are non-essential to their use. However, without these cookies, certain functionality may become unavailable. To refuse these cookies, please follow the instructions below under the heading "How can I control cookies?"
Analytics and customisation cookies:
These cookies collect information that is used either in aggregate form to help us understand how our Websites are being used or how effective are marketing campaigns are, or to help us customize our Websites for you.
We may use these cookies to assess the performance of our Services, including as part of our analytic practices to improve content offered through the services. We also use this information to tell us if you have visited the Websites before or if you are a new visitor and to help us identify the features in which you may have the greatest interest. To refuse these cookies, please follow the instructions below under the heading "How can I control cookies?" In addition, Google is one of the companies that we use to perform analytics on some of the Services. To learn about Google Analytics’ currently available opt-outs for the Web, go to https://tools.google.com/dlpage/gaoptout
These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed for advertisers, and in some cases selecting advertisements that are based on your interests.
We may use these to deliver content, including advertisements relevant to your interests on the Services and third-party sites based on how you interact with our advertisements or content, as well as to track the content you access.
To refuse these cookies, please follow the instructions below under the heading "How can I control cookies?"
Alternatively, please click on the relevant opt-out link below: Google Advertising: https://support.google .com/ads/answer/2662922?hl=en.
What about other tracking technologies, like web beacons?
Cookies are not the only way to recognize or track visitors to a website. We may use other, similar technologies from time to time, like web beacons (sometimes called "tracking pixels" or "clear gifs"). These are tiny graphics files that contain a unique identifier that enable us to recognize when someone has visited our Websites or opened an e-mail that we have sent them. This allows us, for example, to count visitors, to monitor how users navigate the Services, to count how many emails that were sent were actually opened or to count how many particular articles or links were actually viewed. In many instances, these technologies are reliant on cookies to function properly, and so declining cookies will impair their functioning.
We use HTML5 in some of our applications, including in our mobile website for the iPhone or iPad. HTML5 has browser web storage that does not rely on traditional browser cookies. HTML5 cookies are not stored in a browser "cookies" file and can be used to track users across websites. To our knowledge there is currently no known way for a user of a mobile device to remove HTML5 tracking and storage.
An embedded script is programming code that is designed to collect information about your interactions with the Services such as the links you click on. The code is temporarily downloaded onto your device used to access Services from our web server or a third-party service provider, is active only while you are connected to the Services, and is deactivated or deleted thereafter.
E-tags/cache browsers/web logs
Like most standard website servers, we log IP addresses (a unique number assigned to every computer on the internet) and device identification in order to improve security, analyze trends and administer the Services. We may track your movement within the Services, the pages from which you were referred, access times and browser types. This information may include the browser you are using, the internet address from which you linked to our Services, the operating system of your computer, the unique IP address of the computer of device identification from the mobile device that you used to access our Services and usage and browsing habits. We use this information in to gauge the effectiveness, usage, and popularity of our Services, track information for statistical purposes, help diagnose and troubleshoot server malfunctions, analyze trends, track user movement in the aggregate, and gather broad demographic information. We may also use individual information we collect through web logs to send you targeted offers and other communications.
We may use device fingerprinting in some of our Services, which allows us to collect information about a remote computing device for the purpose of identification. It can be used to prevent fraud or collect information about you.
Do you use Flash cookies or Local Shared Objects?
Our Websites may also use so-called "Flash Cookies" (also known as Local Shared Objects or "LSOs") to, among other things, collect and store information about your use of our services, fraud prevention and for other site operations.
If you do not want Flash Cookies stored on your computer, you can adjust the settings of your Flash player to block Flash Cookies storage using the tools contained in the Website Storage Settings Panel. You can also control Flash Cookies by going to the Global Storage Settings Panel and following the instructions (which may include instructions that explain, for example, how to delete existing Flash Cookies (referred to "information" on the Macromedia site), how to prevent Flash LSOs from being placed on your computer without your being asked, and (for Flash Player 8 and later) how to block Flash Cookies that are not being delivered by the operator of the page you are on at the time).
Please note that setting the Flash Player to restrict or limit acceptance of Flash Cookies may reduce or impede the functionality of some Flash applications, including, potentially, Flash applications used in connection with our services or online content.
Do you serve targeted advertising?
We may use Tracking Technologies to collect information about your use of the Services and other third-party websites in order to serve more targeted advertising to you. To serve our ads, we use a variety of third-party advertising service providers, including networks, data exchanges, ad servers, analytics providers and others. These third parties may use Tracking Technologies to send directly to your device the advertisements and links that appear on the Services. They automatically receive your device identifier when this happens. Their tools may also limit the number of times you see the same advert and help measure the effectiveness of our advertising campaigns.
These third parties may also use information gathered from your use of the Services to serve targeted, interest-based advertisements to you on third-party websites and applications. Third parties may serve cookies or Tracking Technologies on your computer or mobile device to serve advertising through our Websites. These companies may use information about your visits to this and other websites in order to provide relevant advertisements about goods and services that you may be interested in. They may also employ technology that is used to measure the effectiveness of advertisements. This can be accomplished by them using cookies or web beacons to collect information about your visits to this and other sites in order to provide relevant advertisements about goods and services of potential interest to you. The information collected through this process does not enable us or them to identify your name, contact details or other personally identifying details unless you choose to provide these.
How can I control cookies?
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by clicking on the appropriate opt-out links provided in the cookie table above.
Some of the advertising service providers may be members of the Network Advertising Initiative, which offers a single location to opt-out of ad targeting from member companies. If you opt out of receiving targeted ads in this manner, you will continue to receive advertising messages, but they will not be customized to you based on your use of the Services and third-party sites.
If you would like more information about advertisers’ use of tracking technologies and about your option not to accept these cookies, you can go to http://www.networkadvertising.org. If you would like to learn more about how interest-based information is collected and to know your choices about not having information used in this manner, you can go to http://www.aboutads.info. Some newer mobile device operating systems allow you to limit the use of information to deliver interest-based advertising in mobile applications. You can check the settings on your mobile device for such options in your mobile devices’ operating system. Alternatively, you may wish to download the TrustE mobile application and/or the Digital Alliance “App Choices” mobile application and follow the instructions provided.
How often will you update this Cookie Notice?
The date at the top of this Cookie Notice indicates when it was last updated.
Where can I get further information?